Just a quick little post here folks. I’ve been using a handy (and affordable) budgeting tool called You Need a Budget (aka YNAB). You can think of it as an electronic version of the “envelope” method of budgeting (put money in the envelope at the start of the month, stop spending in that category when the envelope is empty), plus a nice register for keeping on top of your various accounts.
You can a try it out for free, and as an added piece of interest, they’re getting set to release version 3 (preview) here in the near future. If you’re in search of a budgeting tool, I’d say you should check this one out – you’ve got nothing to lose, other than your debt!
Posted by Patrick
Posted by Patrick